accident
/ˈak-sə-dənt/
noun
an unforeseen and unplanned event or circumstance
lack of intention or necessity : chance
an unfortunate event resulting especially from carelessness or ignorance
Their meeting was an accident.
They met {phrase}by accident{/phrase} rather than by design.
noun
insurance against loss through accidental bodily injury to the insured
adjective
having a greater than average number of accidents
having personality traits that predispose to accidents